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An IVA is a legally enforceable agreement between a consumer and their creditors to pay off all or part of their debts. Apply for an iva could be the key to a debt-free future, with loans forgiven up to 85%*. In England, Wales, and Northern Ireland, IVAs are available. An authorised insolvency practitioner has professionally built up an application for an iva solution.

An individual voluntary arrangement (IVA) is a contract between you and your creditors in which you agree to settle all or some of your debts. What is an IVA loan? It involves you agreeing to pay a certain amount to an insolvency practitioner, who will then split the money among your creditors. In England and Wales, an individual voluntary arrangement (IVA) is a formal option for those who want to avoid bankruptcy.

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If you are having trouble repaying your unsecured debts, you may be eligible for an Iva government scheme. An IVA is a legally binding arrangement between you and the parties to whom you owe money. IVAs were first created in 1986 as part of the Insolvency Act of 1986 to assist persons who are having difficulty paying their debts.

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